Statements and Payment Records
Members see a personal payment history. Community owners see gross revenue, fees, net revenue, payouts, and pending balance by month.
Beyond individual receipts, PayBru keeps a running transaction history and generates monthly statements for any month that had activity.
Monthly Statements
A monthly statement is a summary for one calendar month.
What a Creator Statement Contains
For community owners, statements include:
| Section | What it covers |
|---|---|
| Gross revenue | Total collected during the month before any fees. |
| Platform fees | Total PayBru fees deducted during the month. |
| Gateway fees | Total Paystack processing fees shown as a single gateway-fee total. |
| Net revenue | Total credited to your balance after fees. |
| Payouts made | Total paid out from your balance during the month. |
| Pending balance owed | Amount still in hold or waiting to be paid out at month end. |
| Transaction count | Number of successful transactions in the period. |
Only community owners can download community statements.
What a Member Statement Contains
Members can view a personal payment history with totals for the month — useful for budgeting or tracking spending across multiple creators.
Payment History
Your payment history is the running log of every transaction tied to your account, regardless of month.
Use it to:
- Verify a specific charge against your bank statement.
- Check the exact date and amount of a past payment.
- Confirm which payment method was used for a transaction.
- Track spending over time across all the creators you support.
Using Records for Record-Keeping
| Use case | What to use |
|---|---|
| Personal budgeting | Member monthly statement or payment history. |
| Business expense claims | Individual receipts downloaded from My Activity > My Payments. |
| Creator bookkeeping | Creator monthly statements plus the transaction history export. |
| Dispute resolution | The receipt number and payment date of the specific transaction. |
See Downloading Billing Documents for step-by-step download instructions.
How Long Records Are Kept
PayBru retains your payment history and statements for the lifetime of your account. Download copies of anything you need for offline record-keeping — particularly if you may close the account later.