South African Rand Pricing
PayBru is built for South African creators and their audiences. All pricing on the platform is in South African Rand (ZAR) - no currency conversion, no surprise exchange rates.
Why ZAR?
Many creator platforms price in US Dollars or Euros, which creates problems for South African users:
- Unpredictable costs: exchange rates fluctuate, so a R150 membership might cost R160 next month.
- Bank fees: international transactions often attract additional charges from South African banks.
- Confusion: members see one price on the platform and a different amount on their bank statement.
PayBru eliminates all of this by operating entirely in Rand, with payments processed locally through Paystack.
What you see is what you pay. A R99/month tier costs exactly R99 each month, with no hidden currency conversion fees.
How ZAR Pricing Works
- Creators set prices in ZAR when configuring their membership tiers.
- Members pay in ZAR using local payment methods via Paystack (card, bank transfer/EFT, or mobile money).
- Invoices are issued in ZAR with amounts matching exactly what was charged.
- All platform fees are calculated in ZAR.
Fee Breakdown
Every transaction on PayBru includes the following fees:
| Fee | Amount |
|---|---|
| PayBru platform fee | 5% of the transaction amount |
| Paystack gateway fee | 2.9% + R1.00 per transaction |
| VAT | 0% (not currently applied) |
VAT is currently set at 0% on PayBru transactions. If this changes in the future, it will be clearly communicated and reflected on invoices.
Example Fee Calculation
For a R100 membership payment:
| Item | Amount |
|---|---|
| Membership price | R100.00 |
| Platform fee (5%) | R5.00 |
| Gateway fee (2.9% + R1) | R3.90 |
| VAT (0%) | R0.00 |
| Creator receives | R91.10 |
What Members Can Expect on Invoices
Every invoice you receive from PayBru will show:
- The membership tier name and the creator you're supporting.
- The amount charged in ZAR (e.g., R149.00).
- Any applicable fees, also in ZAR.
- The payment method used.
- The billing period covered.
Your bank statement entry will match the invoice amount - no conversion discrepancies.
For Creators
Setting prices in ZAR means your audience knows exactly what they're committing to. This transparency leads to:
- Higher conversion rates - members are more comfortable subscribing at a known Rand amount.
- Fewer payment disputes - no exchange-rate surprises.
- Simpler accounting - revenue is received and reported in your local currency.
When pricing your tiers, factor in the combined fees (5% platform + 2.9% + R1.00 gateway). Common price points range from R29 to R499 per month, depending on the content and community you offer.